Position:
Legal & Company Secretary - Manager
Location:
BKC, Mumbai
Industry:
NBFC – Loan Against Property (LAP) / Housing Finance Companies / BFSIs
About the Role:
The role is responsible for handling legal due diligence, loan documentation, recovery-related legal matters, and company secretarial & regulatory compliances in line with RBI NBFC guidelines, property laws, and corporate governance standards.
Key Responsibilities:
Legal Responsibilities
- Conduct and vet property title due diligence and issue legal clearance for LAP cases
- Track and monitor marketability risks related to secured properties, identify potential legal or regulatory issues
- Draft, vet, and execute loan agreements, mortgage deeds, MODTs, guarantees, and related documents
- Coordinate stamping, registration, and safe custody of original property documents
- Handle SARFAESI proceedings, recovery actions, and litigation with external advocates
- Review and respond to legal notices, customer disputes, and regulatory queries
- Provide legal advisory support to business, credit, and operations teams
Company Secretarial Responsibilities
- Ensure compliance with RBI NBFC regulations, ROC, and other statutory requirements
- Standardize and manage the legal deviation matrix in collaboration with Risk teams, differentiating legal feasibility risks from policy exceptions and ensuring proper approvals.
- Monitor and review the performance of empanelled external advocates, ensure adherence to agreed scope and timelines, and support periodic audits of legal service providers.
- Regularly review RBI circulars, policies and key court judgments relevant to LAP enforcement and ensure internal processes and policies are aligned with such updates.
- Conduct Board, Committee, and General Meetings including agenda, notes, and minutes
- Review and interpret regulatory circulars, Master Directions, and notifications issued by RBI, MCA, and IBBI (where applicable), and support implementation of the required compliance actions.
- Maintain statutory registers, filings, and corporate records
- Support audits, inspections, and regulatory submissions
Candidate Profile & Skills:
- Qualified Company Secretary (CS) and LLB (Mandatory)
- 3-7 years of experience in NBFC / Housing Finance / BFSI, preferably LAP lending
- Strong knowledge of property laws, SARFAESI Act, RBI NBFC Directions, and corporate laws
- Experience in loan documentation, recovery matters, and corporate compliance
- Good drafting, communication, and stakeholder coordination skills
Key Competencies:
- Regulatory & compliance orientation
- Risk assessment & legal judgment
- Documentation & process control
- Cross-functional collaboration