Dealer Bill Discounting allows suppliers to receive advance payment on invoices raised to dealers. RKPF funds the supplier upfront and collects payment later from the dealer.
"Accelerate Your Business Cash Flow — With Dealer Bill Discounting from RKPF"
“Convert your dealer receivables into instant working capital. Strengthen your supply chain and grow without waiting for payments.”
About Dealer Bill Discounting
In today’s competitive market, suppliers often extend credit to dealers, locking up crucial working capital until payment realization. RKPF’s Dealer Bill Discounting product bridges this gap — enabling suppliers to receive funds immediately after goods are sold to dealers, instead of waiting for the dealer’s credit period to end.
We step in to financing the bills raised for dealers, ensuring that suppliers get instant liquidity and dealers enjoy continued credit terms — keeping the supply chain healthy and growing.
We step in to financing the bills raised for dealers, ensuring that suppliers get instant liquidity and dealers enjoy continued credit terms — keeping the supply chain healthy and growing.
Key Features
Instant
Cash Flow
Receive payment instantly after dispatch with discount terms customized as per supplier.
Strengthen Dealer Relationships with end-to-end transparency
Ensuring standard credit terms for dealers without impacting your cash flow.
Digital
Documentation
Simplified onboarding, online invoice submission real-time tracking & easy repayment — all in one seamless process.
Bill Discounting Process Flow
Supplier sells goods to dealer on credit and raises an invoice
Supplier submits the invoice to RKPF for discounting
RKPF verifies the Supplier’s and Dealer’s credit worthiness and validates the transaction
RKPF disburses the funds (up to 90% of invoice value) to the supplier
Dealer pays RKPF directly on the invoice due date
Once payment is received, RKPF releases any balance amount to the supplier
Who Can Benefit
- Manufacturers, distributors, or suppliers dealing with multiple dealers.
- Businesses offering credit periods (30–90 days) to their dealers
- Enterprises looking to maintain healthy working capital while supporting their dealer network.
Eligibility Criteria
General Information
- Registered supplier or manufacturer with at least 1 year of operational history.
- Invoices raised on reputed, creditworthy dealers.
- Confirmed sales transactions with proper delivery documentation.
Documents Required
- Supplier KYC (PAN, Aadhaar, GST, business registration)
- Dealer KYC (PAN, GST, contact details)
- Sales invoices and delivery challans
- 6-month bank statements
- Last 2 years ITR / Financials
Frequently Asked Questions (FAQs)
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What is Dealer Bill Discounting?
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How is this different from normal bill discounting?Unlike regular bill discounting (which involves direct customer invoices), this model focuses on supplier–dealer transactions, strengthening trade relationships and cash flow at both ends.
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Who pays RKPF — the supplier or dealer?The dealer pays RKPF directly on the due date, as per the invoice terms agreed between supplier and dealer.
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What are the benefits for dealers?Dealers continue enjoying standard credit terms without affecting the supplier’s cash flow, fostering better trade relationships and supply consistency.
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How much funding can suppliers get?Up to 90% of invoice value based on dealer profile and payment history.
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How quickly can funds be received?Within 48–72 hours after document verification and dealer confirmation.
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What is the repayment responsibility?The dealer is primarily responsible for repayment to RKPF. However, in case of default, a recourse structure can apply depending on the supplier’s agreement.